In Switzerland, everyone must have mandatory health insurance (Krankenversicherung).
The monthly cost of this insurance is called the premium (Prämie), and it can be quite expensive for many people.
That is why there is a financial support program called Prämienverbilligung.
What does Prämienverbilligung mean?
Prämienverbilligung means that the canton provides financial assistance to help pay for health insurance premiums for people with lower incomes.
Simply put:
➡️ If you earn less money, the government helps pay part of your health insurance.
The amount of support depends on:
How do you receive it?
In most cantons:
If you qualify, then:
✔️ you may pay a lower health insurance premium
✔️ or you may receive a reimbursement
Example
If your health insurance costs:
and you receive 150 CHF Prämienverbilligung, then you only need to pay:
➡️ 200 CHF per month.
Important
Many people do not even know that they may be eligible for this support.
That is why it is worth checking the official website of your canton.
